tag:blogger.com,1999:blog-35654006854777307762012-02-03T10:25:31.931-05:00Information, resources, and hopefully a bit of humor about my day-to-day experiencecs as a real estate agent and the ever-changing real estate market both in Atlanta and across the US.Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.comBlogger1041100tag:blogger.com,1999:blog-3565400685477730776.post-79306568854683628422012-02-03T10:20:00.002-05:002012-02-03T10:25:31.938-05:00

Falling home prices have sent many would-be buyers to the sidelines. If all goes well, record low interest rates and rising rents may soon prompt some of them to take a second look at buying.Unfortunately, that's a big "if," according to Paul Diggle, a housing economist at Capital Economics.Much of the decision to buy a house still depends on your personal finances and preferences, your career or

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-11154047941481744702012-01-11T20:21:00.002-05:002012-01-11T20:29:24.483-05:00

Here's some important news about interest rates that you really need to see: As directed by the Federal Housing Finance Agency (FHFA), the mortgage agencies, Fannie Mae and Freddie Mac, are required to increase the guarantee fee charged for all new mortgages financed on or after April 1, 2012. What does this mean? Rates on all agency loans (Fannie Mae and Freddie Mac) will start to reflect the

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-87923424050680590002011-12-23T20:22:00.000-05:002012-01-11T20:27:09.475-05:00

Two stunning new construction homes in Decatur!If you are interested in working with a builder to design and build your dream house, let me know! There are very few loan products for new construction, but I have a great relationship with lenders who are very experienced with them. We can help walk you through the process, from empty lot to sparkling dream home!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-13577916826108173842011-10-07T16:14:00.001-04:002011-10-07T16:16:45.573-04:00

Stunning custom home in a wonderful Sandy Springs location! Congrats Betsy & David, you were a pleasure to work with!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-75519099451478111602011-10-07T16:09:00.002-04:002011-10-07T16:13:50.201-04:00

This is a great program offered through the SCS HOMES Program!U.S. Armed Forces VeteransFree Roof(Complete Roofing System and Labor Included)For Senior Veterans 50 years of age or olderTo qualify you must meet the following requirements:Own your own home50 years or olderBe able to prove Veteran StatusLow IncomeLive in Metro Atlanta(Fulton, DeKalb, Cobb, Clayton, Coweta, Rockdale, Newton,Douglas,

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-24411086270451971092011-09-09T16:40:00.003-04:002011-09-09T16:51:36.146-04:00

One of the most common questions I get from sellers contemplating how to move forward with property under water is what the impact will be of a short sale vs. a foreclosure. This article from the New York Times gives a good general idea of the implications of each. However, the regulations governing each are constantly changing. If you are considering either option, please make sure to consult

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-29167387116174155432011-09-09T10:15:00.004-04:002011-09-09T10:17:50.616-04:00

Sold! This stunning Victorian is located in the heart of Grant Park and has been meticulously renovated, with no detail overlooked.

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-44298067526922516182011-09-09T10:12:00.004-04:002011-09-09T10:18:15.450-04:00

Under contract! This beautiful & spacious home is located in the prestigious Sandy Springs area, just minutes from the Chatahoochee River. Beautifully built with every upgrade imaginable, and in a great neighborhood with wonderful schools!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-15438597122750580252011-09-09T10:08:00.002-04:002011-09-09T10:12:10.700-04:00

Leased!This Grant Park charmer was leased in under 2 weeks for full price and to wonderful, fully vetted tenants.

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-17724484570306299452011-09-09T10:06:00.003-04:002011-09-09T10:08:33.845-04:00

Under contract! This lovely brick ranch has tons of space and is just seconds from downtown Historic Roswell! Wonderful neighborhood and great schools!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-629160780822188562011-08-05T15:44:00.003-04:002011-08-06T10:04:42.423-04:00

LEASED!!!Updated townhome in an incredible Sandy Springs location!Full-price lease to fully vetted tenants. Ask me how I did it!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-20962589449761119702011-08-05T15:41:00.005-04:002011-08-06T10:04:55.043-04:00

SOLD!!!!Adorable, renovated bungalow in the heart of Oakhurst. From listing to under contract in 90 days! Ask me how I did it!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-58508217631863491532011-07-11T15:35:00.002-04:002011-07-11T15:40:58.109-04:00

written by Kim Jones, Brand MortgageLose your dream home in 5 easy steps...Steadily since 2005, mortgage lenders have tightened their guidelines. Today, as compared to recent history, it takes more income, more assets and a better credit rating to get approved for a home loan.That said, it is no wonder that one in four mortgage applications were denied in 2010, according to analysis conducted by

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-21126096166114745212011-05-24T20:28:00.001-04:002011-05-24T20:31:12.037-04:00

One of the most important factors in qualifying for an FHA home loan is the debt-to-income ratio. In this post I will explain this so you can be aware of your own debt-to-income ratio and make sure it is where you need to qualify for an FHA loan.There are 2 different important ratios FHA underwriters look at when approving a FHA loan. The first is your housing ratio or “front ratio”. This is

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-27419061569673996352011-05-04T12:41:00.001-04:002011-05-04T12:43:15.901-04:00

SEATTLE, May 3, 2011 /PRNewswire/ — As the housing market continues to struggle with high inventory and a lack of demand, home buyers appear ill-prepared to take out a mortgage, answering basic questions about mortgage information wrong nearly half (46 percent) of the time (i) according to a Zillow Mortgage Marketplace survey(ii). In fact, 44 percent admitted they are not confident in their

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-50581509017679708802011-03-29T14:33:00.009-04:002011-03-29T15:14:20.155-04:00

Who’s the best in real estate? Based on recently released results, it's me, your friendly RE/MAX agent. =) Year-end sales data for 2010 are in: For the 13th consecutive year, RE/MAX sold more real estate than any competitor. And RE/MAX agents average more transaction sides than agents with any other national brand ... in most cases twice as many.Why is this important? Because we get the job done

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-72725753801460080932011-03-29T10:39:00.005-04:002011-03-29T15:19:16.518-04:00

Buyers on the fence: This could have dramatic implications for you! Lock in your rate in the next two months!FROM NPR: Since the housing bubble collapsed, it's been harder for many Americans to qualify for a home loan. But soon, it might get even more difficult.The government is reshaping the mortgage market. And right now there is strong political support for requiring much bigger down payments

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-5429696991236608592011-03-28T15:02:00.003-04:002011-03-29T15:19:54.010-04:00

Rent as % of after tax mortgage payment: 151.2%Median home price change, 2006-2010: -33.2%Many of the cities on this list now have the most affordable housing simply because their real estate crashes were so much more pronounced than elsewhere in the nation. The farther the prices fall, the sooner it inevitably becomes more affordable to buy than rent.Atlanta is no exception. It tops the list

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-68872964498950743652011-03-28T11:30:00.002-04:002011-03-29T15:20:47.774-04:00

Mother Nature put on quite a show this winter and some homes took a beating. Here are some things to look for this Spring and assess what damage may have been caused by the wind, rain and snow. Curb Appeal. Check steps, decks and porches for wood rot and peeling paint. If the house is vacant, you may want to use some elbow grease or invest in fresh paint on the porch and a power wash to get

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-18590767732539982802011-02-15T18:23:00.007-05:002011-02-15T18:30:59.313-05:00

Many purchasers have been sitting on the sidelines waiting for home prices to hit bottom. They want to guarantee that they are purchasing at the best possible price. Like them, we also believe that prices still have some room to fall in most markets. However, we disagree that waiting is a good financial decision. The buyer should not be concerned about housing prices.They should be concerned

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-37825553281276878212011-02-14T21:35:00.004-05:002011-02-14T21:39:13.923-05:00

It is an incredibly difficult situation both emotionally and financially when someone you love has become mentally incapacitated and the responsibility for them and their real property lands on you. I recently had a listing where I was dealing with this issue so I thought I would share some pointers. People with Alzheimer’s disease, dementia, or other debilitating mental conditions do not have

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-159988815165153942011-01-26T11:32:00.009-05:002011-01-26T11:44:52.443-05:00

259 Georgia AvenueOffered at $269,0003 spacious bedrooms, 2.5 updated bathsMLS #4173191Fabulous Grant Park home just blocks from the park and in the Neighborhood Charter School district! All the character and details of an old home with the systems and updates of a new one!Large, level fenced yard with secure off-street parkingRocking chair front porch and huge back deckGleaming wide-plank pine

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-10497434992150092782011-01-25T11:19:00.002-05:002011-01-25T11:22:29.953-05:00

If you are like the small, but growing army of folks who have dumped their homes back on the banks in a short sale—and are feeling pretty good that you managed to get the bank to forgive all that debt you owed—stand-by! The IRS is about to dump an even bigger one on YOU! Ever hear of a 1099-C? Not sure? Well, most people probably haven’t. But some of you will. Soon. The 1099-C (pdf) is the form

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-59490532893875385282011-01-21T09:58:00.003-05:002011-01-21T10:02:29.973-05:00

By law, GA counties are now required to send a notice of value to every property owner each year regardless of whether there is a value change or not. This is GREAT news because it will eliminate the need to file a "return" to dispute value.NEW FOR 2011:New legislation was recently passed which provides that all Georgia counties must mail an Annual Assessment Notice to all taxable real estate

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-3577420623480306582011-01-07T16:38:00.002-05:002011-01-07T16:41:10.759-05:00

A homestead exemption is a reduction in homeowners' property taxes. To qualify, you must own and occupy the home as your legal residence and primary domicile on January 1 of the year in which the exemption is being claimed (so since you bought a home in 2010, even if it was on December 31, 2010, this applies to you). Homeowners must apply for this exemption on or before the deadline required by

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-9924457719412529752010-12-22T09:46:00.003-05:002010-12-22T09:49:52.700-05:00

The President has signed the bill extending Mortgage Insurance tax deductibility through December 31, 2011. This makes it a great time to use MI to buy a home sooner and enjoy predictable payments, while benefiting by deducting the premiums from your income taxes. And MI can be canceled once the home buyer builds enough equity.Details on Tax Deductibility for MI Remain Unchanged The home

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-84341875461314102492010-12-21T15:40:00.003-05:002010-12-21T15:44:41.263-05:00

Want to increase the size of your 2010 tax deductions? Consider making your upcoming January 2011 mortgage payment while the calendar still reads 2010. Use the Tax Code to your advantage… An "early" payment increases your 2010 tax deductions because of how mortgage interest works within federal tax code. Unlike rent which is paid in advance at the beginning of a month, interest on a mortgage

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-82342710758224075912010-07-08T09:48:00.003-04:002010-07-08T09:51:43.725-04:00

The S&P Case-Shiller Index for April, released Tuesday, showed both month-to-month and year-over-year increases in seasonally adjusted metro Atlanta home sale prices. The increase, nearly 1 percent from March, came after the index had dipped to its lowest level since November 2000. The year-over-year increase was slight, with a gain of a quarter percent over April 2009. Nationally, the 20-city

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-52381791429573224302010-07-06T09:42:00.000-04:002010-07-06T09:44:43.967-04:00

Fannie Mae has issued Announcement SEL-2010-08, Underwriting Borrowers with a Prior Foreclosure, to modify the waiting period that must elapse before a borrower is eligible for a new mortgage loan after a foreclosure. A seven-year waiting period after a prior foreclosure will apply for all borrowers, unless the foreclosure was the result of documented extenuating circumstances, which requires a

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-65765975391530021812010-06-07T10:07:00.003-04:002010-06-07T10:12:27.752-04:00

Beginning June 1, 2010, just before settlement, Fannie Mae will be running last minute credit report checks to ensure borrower's credit has not changed since loan application. The purpose is to find out whether the borrower has accrued or shopped for new debt. Many homebuyers get excited once they have an accepted contract on a home, and realize they will need new furniture and decorations for

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-58594934723563727422010-06-04T10:31:00.005-04:002010-06-04T10:45:02.401-04:00

Tough market? Says who! I took all three of these homes from listing to under contract in less than 30 days! Thinking of selling your home? Let me show you how I did it!Lovely mid-century modern ranch on a huge lot in an amazing Decatur location steps from the square!Offered at $485,000Under Contract in 23 days with a second full-price backup offer!Beautiful townhome in hot Old Fourth Ward!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-19129641018679150682010-06-04T10:14:00.006-04:002010-06-04T10:27:36.434-04:00

RE/MAX agents once again outperformed the competition in the 2010 U.S. REAL Trends 500survey. RE/MAX had 122 brokerages listed compared with Keller Williams (103), Coldwell Banker (91), Century 21 (58), Prudential (38) and ERA (20). RE/MAX agents averaged 14.4 transaction sides, far more than our competitors. We're doing more to help buyers and sellers!RE/MAX brokerages held 122 spots, or 24%, on

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-49559444863658380462010-04-21T10:20:00.002-04:002010-04-21T10:25:37.923-04:00

With the record numbers of foreclosures that have happened (and continue to happen), there are thousands of people who do not think home ownership is an option for them again anytime soon. The reason that many people who have a foreclosure on their record do not become repeat home buyers is because Fannie Mae guidelines have stated that you must wait at least 4 years before being able to qualify

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-56714429267677533362010-04-21T09:53:00.007-04:002010-04-21T11:13:50.617-04:00

My business partner Andrew & I were honored to be featured in Jezebel Magazine's 2010 "Who's Who of Atlanta Real Estate Professionals" issue! This prestigious Atlanta magazine only chose 8 agents/teams throughout the Metro Atlanta area to feature and we were thrilled to be one of them. You can find the feature in the April issue (which is also their annual "Best Of Atlanta" issue), but here is

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com1tag:blogger.com,1999:blog-3565400685477730776.post-13739575064150767962010-04-05T19:45:00.006-04:002010-04-05T19:50:53.541-04:00

OFFERED FOR SALE FOR $700,000 OR LEASE FOR $3200/moFMLS#4045993, MLS#2848396This large home is steps from Piedmont Park and in the fabulous Morningside Elementary School district! Due to the size and location, this home is ideal for a growing family or a group of young professionals.You will find gleaming hardwoods throughout the main floor and tons of natural light. The spacious kitchen has

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-20551407714051087562010-04-05T19:42:00.004-04:002010-04-05T19:49:56.302-04:00

OFFERED AT $485,000 - FMLS#4046017, MLS#2848424This spacious mid-century modern ranch is located just steps from all the Decatur Square has to offer! Located on a huge corner lot adjacent to Adair Park, this 4 bedroom / 3 bath home has fabulous period details like the corner windows and original hardwoods.The bright and airy kitchen was recently remodeled and boasts tile floor, white cabinets,

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-15281089968005941512010-03-21T20:45:00.002-04:002010-03-21T20:56:45.200-04:00

Stunning new construction with all the upgrades! Home will be built to your specifications. Included in price is:3 bedrooms, 2.5 bathsFinished basement2-car garageGleaming hardwood floorsGranite countersStainless steel appliancesPrivate, fenced backyardAdditional upgrades can be added. This home is located in the Grant Park area, minutes from downtown, Turner Field, and East Atlanta Village.

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-90918453744593273592010-03-21T19:14:00.003-04:002010-03-21T19:22:46.813-04:00

Jump on this great deal while it lasts! Lovely 3 bedroom home in a quiet neighborhood convenient to I-20 and Stonecrest Mall. Formal living & dining rooms with hardwood floor. Fireside family room with gas fireplace & tile floors, open to breakfast area and kitchen - perfect for entertaining! Spacious kitchen with tile floors, stainless steel appliances, and large breakfast bar.Upstairs you will

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-46859627949208596142010-03-16T19:22:00.002-04:002010-03-16T19:28:32.065-04:00

If you have been considering purchasing a home, there is still time to qualify for the Homebuyer Tax Credit! Eligible buyers must be under contract by April 30th and closed by June 30th in order to qualify. To be eligible, you must either be a first time buyer ($8,000 credit) or a move-up buyer who has owned their current home for at least 5 years ($6,500 credit). With interest rates low and

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-82278426183303524082010-03-16T19:19:00.002-04:002010-03-16T19:28:44.913-04:00

The Federal Reserve left its key interest rate near 0% once again Tuesday and said rates should stay this low for the foreseeable future.Fed policymakers repeated their prediction that economic conditions are likely to result in "exceptionally low levels of the federal funds rate for an extended period." That promise of an easy-money policy has been in place since March 2009.The so-called fed

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-73776504662631985452010-03-13T09:47:00.003-05:002010-03-13T09:49:36.278-05:00

Daylight Savings begins tonight! Don't forget to set your clocks ahead one hour. Yes, we lose an hour of sleep, but we gain an hour of daylight!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-81287296814080167702010-02-16T14:25:00.008-05:002010-02-16T14:46:39.506-05:00

Join us for a joint Open House this Sunday!951 Glenwood Avenue #240511am - 2pm$164,900This beautiful 3-level townhome has everything you could want: all the upgrades and a fabulous location! Located in Glenwood Green in the trendy in-town Ormewood Park neighborhood, this gated complex offers great amenities including a pool, clubhouse, and fitness center. All the shops, restaurants, and

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-7234863259821283302010-01-21T10:13:00.004-05:002010-01-21T10:22:34.360-05:00

January 20, 2010The Federal Housing Administration (FHA), which is trying to bolster its depleted cash reserves, unveiled tighter underwriting guidelines Wednesday morning.The guidelines include a hefty down payment for low FICO score borrowers and an increase in the upfront mortgage insurance premium to 225 basis points.The 10% down payment is required for borrowers with FICOs of less than 580.

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-29108488365242177502009-11-06T15:59:00.001-05:002009-11-06T16:01:14.566-05:00

President Obama signed a bill Friday extending the $8,000 first-time homebuyer tax credit, making it applicable to contracts entered into by April 30, 2010, and closing by June 30, 2010. The bill also includes a new $6,500 tax credit for homebuyers who have previously owned a home, if that home was their primary residence for five consecutive years out of the last eight years. Both the $8,000

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-3922785659066064172009-11-04T07:43:00.003-05:002009-11-04T07:51:45.056-05:00

After weeks of delay, it looks like the Senate and House are poised to agree on a compromise measure to extend the popular $8,000 tax credit for homebuyers. The Senate might pass its version as early as today, and aides to Congressional leaders say the House could accept it this week, sending the bill to President Obama to sign into law. The homebuyers’ credit — enacted last year, expanded this

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-9808240968064950802009-10-12T15:28:00.000-04:002009-10-12T15:30:03.932-04:00

Extending the First-Time Home Buyer Tax Credit, due to expire at the end of November, is high on the Democratic Congressional to-do list, legislative aides said.After Wednesday’s meeting with President Obama and House Speaker Nancy Pelosi (D-Calif.), Senate Majority Leader Harry Reid (D-Nev.) released a statement that the government should “continue efforts to strengthen the housing market by

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-32550019707557151842009-10-12T15:22:00.003-04:002009-10-12T15:31:03.531-04:00

If this isn't a housing recovery, than I don't know what is. For the 6th consecutive month, the S&P/Case-Shiller Index posted strong numbers, a streak that dates back to February 2009. It comes 3 years after an epic collapse that left many wondering if housing would ever recover. It's clear now. Housing will most definitely recover. That said, we can't rely on the Case-Shiller Index alone to

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-30580330092306502392009-06-26T11:02:00.003-04:002009-06-26T11:07:55.662-04:00

According to a recently published USA Today® article, lawmakers and businesses are requesting an extension for first-time homebuyers. The article states that first-time buyers make up 40% of home purchases, according to the National Association of REALTORS® (NAR), which is about 5 percentage points higher than the past historical average. Bernard Baumohl, an economist at the Economic Outlook

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-41264309047305871972009-05-29T19:16:00.002-04:002009-05-29T19:25:27.736-04:00

HUD announced today that the Federal Housing Administration (FHA) will allow homebuyers to apply the Obama Administration's new $8,000 first-time homebuyer tax credit toward the purchase costs of a FHA-insured home. This is GREAT news for first-time buyers! Read more about the program here.With falling prices and low interest rates, there has never been a better time to purchase a home.....and

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-7837907282362608092009-04-30T11:12:00.004-04:002009-04-30T11:42:33.127-04:00

"You only have one chance to make a first impression"A cliche, but so very true, especially with regards to selling your home. In a tough market like this one, where there is plenty of competition out there, it is even more important to wow buyers as soon as they walk in to your home. I can tell you from personal experience on both the buying and selling side what a difference a nicely staged

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-54766145166239002672009-04-14T18:07:00.002-04:002009-04-14T18:17:35.029-04:00

Q: Speaking of down payments, do I need one? A: I hesitate to even answer this question as the lending laws seem to be changing on almost a weekly basis but the short answer is YES. The days of 100% financing and interest-only loans are in the past. As of today (4/14/09) the best option for most people is an FHA loan, which allows you to only put 3.5% down and typically has the best rates.

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-66239268205225600972009-04-14T17:41:00.002-04:002009-04-14T18:06:45.906-04:00

Q: What is earnest money and why do I need it?A: Think of earnest money as a deposit to show the seller you are serious about buying their place. Earnest money is typically 1% of the sales price and not less than $1000, but the more earnest money you put down, the stronger your offer is. This is your money and it gets subtracted out of your down payment at closing, it is not in addition to any

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-54648126264640134002009-04-14T17:38:00.003-04:002009-04-14T17:40:56.491-04:00

Q: Do I need to get pre-qualified?A: Yes! This should be your first step in the home-buying process and I am happy to recommend a good lender to you. The pre-qualification process is important for a few reasons. First, it lets you know how much house you qualify for and what that equates to in a monthly payment. Note that what you qualify for and what you feel comfortable paying on a monthly

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-72365229274365689812009-04-14T17:20:00.004-04:002009-04-14T17:40:37.126-04:00

Q: I am thinking about buying my first home. Why should I use a Realtor? Isn't it expensive?A: Obviously, I am a bit biased, but in my opinion there are a multitude of PRO's for working with a Realtor and not really any CON's. I have found that first-time buyers tend to have a lot of misconceptions and confusion about the buying process which makes them hesitate to work with an agent. The

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-30148019181655088772009-04-01T20:32:00.002-04:002009-04-01T20:38:31.223-04:00

A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Unlike the tax credit enacted in 2008, the new credit does not have to be repaid.In its efforts to stimulate the economy and revive the housing market, Congress has enacted legislation providing a tax credit of up to $8,000

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-16899304186721098982009-02-02T10:45:00.004-05:002009-02-02T10:58:33.049-05:00

With falling home prices, many new homeowners are finding their homes assessed at a value higher than what they paid, which directly relates to the amount of property taxes they are liable for. In these cases, it is worthwhile to apeal your assessment which may lead to your property taxes being lowered.Georgia law requires the Board of Assessors mail assessment notices to taxpayers when property

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-31620069334964683742009-02-02T10:36:00.004-05:002009-02-02T10:57:48.409-05:00

A homestead exemption is a reduction in homeowners' property taxes. To qualify, you must own and occupy the home as your legal residence and primary domicile on January 1 of the year in which the exemption is being claimed (so all you people who bought a home in 2008, even if it was on December 31, 2008, this applies to you). Homeowners must apply for this exemption on or before the deadline

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-79923319423781643662008-12-10T13:07:00.005-05:002008-12-10T14:31:34.513-05:00

Remodeling magazine’s 2008 "Cost vs. Value Report," done in cooperation with REALTOR® Magazine, has just been released. If you have been on the fence about whether to tackle that kitchen remodel or bathroom addition, be sure to check this out! The report shows that maintenance-related projects and moderately priced upgrades are providing stable paybacks, even in a slower market. Despite home

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-34341502043951378642008-12-08T11:05:00.002-05:002008-12-08T11:11:54.141-05:00

December can be one of the busiest times of the year. Between decorating for the holidays, shopping for the kids, traveling to see the relatives and enjoying the festivities, this month can fly by like no other. Taking just a few minutes to make sure your financial house is in order before the year wraps up is time very well spent. Here are a few simple suggestions to help you prioritize your

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-61390217701060144572008-12-08T10:56:00.003-05:002008-12-08T11:02:28.101-05:00

RISMEDIA, Oct. 29, 2008-With mortgage meltdowns, plummeting home prices and soaring foreclosure rates constantly in the news, it’s no wonder people are wary of the housing market these days. But contrary to popular belief, things are not as dismal as they seem, according to Lawrence Yun, chief economist of the National Association of Realtors. Yun debunks 10 commonly held beliefs about the

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-39440485035861209292008-12-08T10:11:00.002-05:002008-12-08T10:24:27.577-05:00

I have gotten a lot of questions about this in the past week after news came out that the Fed would buy mortgage debt at a rate that would allow lenders to offer buyers a 4.5% interest rate on a 30 year fixed rate mortgage. On December 4th, the Wall Street Journal reported:The Treasury Department is considering a plan to revitalize the U.S. home market that would push down interest rates for

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-11828103403931821402008-12-05T11:42:00.002-05:002008-12-05T11:45:24.151-05:00

I just heard that I was awarded the November Agent of the Month award as well!!! Very exciting and a nice way to end the year! I couldn't have done it without all my fabulous clients, so a big THANK YOU to them!!!!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-73278405176854318472008-12-02T12:40:00.003-05:002008-12-02T13:01:48.088-05:00

Posted by Carol M. Flammer, GAR 11/4/2008Forbes Magazine made some good predictions for Atlanta homebuilders and residents last week. While other cities, like Las Vegas and Phoenix are expected to see home prices decrease by up to 50%, Atlanta is predicted to see significant increases as early as 2009. (This reiterates that NOW is the time to buy Atlanta Real Estate. Discounts on current new home

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-90000990455299739862008-12-01T17:17:00.003-05:002008-12-01T17:21:45.266-05:00

Ok, I admit it, this is not real estate related, I won't even try to pretend that it is. I want to give a HUGE shout-out to my Georgia Tech Yellow Jackets for their huge win over U(sic)GA this past weekend!!!!! We have not beat them since I graduated from Tech, so this was a long time coming! It was especially sweet since U(sic)GA started the season ranked #1 and was still highly ranked when

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-3260672013099573992008-11-10T19:26:00.005-05:002008-12-02T13:47:49.094-05:00

True rocking chair front porch in one of Charleston's most desirable neighborhoods! I'On offers the quaint home-town feel and historic character of the penninsula without the expense & hassle. This home backs up to the Rookery so is very private and quiet, but is an easy 5 minute walk to the shops & dining in the town square! Steps away you can enjoy the many fabulous events that take place at

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com1tag:blogger.com,1999:blog-3565400685477730776.post-6582805271295658452008-11-07T16:47:00.002-05:002008-11-07T16:51:42.445-05:00

I was incredibly pleased to find out last week that I am the Agent of the Month in my office for October! Usually that award goes to one of the many agents in my office who have been in the business for many many many years, so I was really proud to get it barely a year after I started my real estate career. Hope this is a great sign of things to come!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-85920087255403158172008-10-24T15:24:00.011-04:002008-12-02T13:49:39.764-05:00

"After searching for over three years for the perfect piece of property, Alix helped me make my dream a reality. A home on 15 acres for horses only 11 miles from downtown Atlanta! Talk about acheiving the impossible!!!" - Dana M.My housewarming gift to Dana I met Dana two years ago when I started back riding horses, a lifelong hobby that had taken a back-burner after college due to time

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-2146833369312682762008-10-08T09:39:00.002-04:002008-10-08T09:42:46.954-04:00

According to the most recent report (2nd quarter, 2008) from the Office of Federal Housing Enterprise Oversight, home prices/values in Georgia continue to rise. There has not been a 12-month period in which home values have declined in Georgia. Click here for that report.

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-29664345770593832422008-10-01T14:29:00.001-04:002008-10-01T14:35:17.184-04:00

RISMEDIA, Oct. 1, 2008- As congress considers various bailout proposals for the financial system, there is a little known ‘bailout’ for home owners that has already been enacted into law, according to Gibran Nicholas, Chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers. Section 1403 of the new housing bill that was signed into law on July 30, 2008 (HR 3221)

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-34085715909968273772008-09-24T20:36:00.002-04:002008-09-24T20:50:16.084-04:00

My husband and I are in the beginning stages of a remodel so I thought I would share our experience and any tips or useful information I come across along the way. Right now we are just coming up with an idea of what we want done and are starting to get quotes from contractors. My background in architecture has been (and will continue to be) very helpful in this process, but the below list (

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-13495714141086008452008-09-23T21:14:00.003-04:002008-09-23T21:26:36.570-04:00

AtlantaHomebuyer Programs – through local nonprofit organizations. 404/330-6390.Mortgage Assistance Program – available for all borrowers in Atlanta who qualify for a loan under the Home Atlanta program. Downpayment and closing cost assistance up to 5% of the purchase price. 404/614-8320.Atlanta Empowerment Zone Program – mortgage assistance grant of $4,000 - $20,000, deferred loan recorded as

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-64734875422040773032008-09-23T21:00:00.004-04:002008-09-23T21:13:54.295-04:00

This is a little known program that can work well for qualified buyers....check it out!HOPE FOR HOMEOWNERSHIP: HUD CONTINUES TO OFFER DOWN PAYMENT ‘ASSISTANCE’ ATLANTA, Ga. – In a real estate market plagued by setback after setback -- and most recently, the termination of most down payment assistance programs -- the U.S. Department of Housing and Urban Development (HUD) in Georgia offers hope for

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-87504693443953305272008-09-21T21:25:00.006-04:002008-09-21T22:10:34.313-04:00

I have been meaning to do this series for a while now and have been woefully behind. My Happy Clients series is meant to highlight the various fabulous people I have worked with thus far and tell a little of their story. For the first in this series, I thought it would be most appropriate to highlight my very first client, Liz.Liz & I at her housewarming partyLiz was a young first-time buyer that

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-87439808273733349892008-09-19T10:05:00.006-04:002008-09-19T10:47:42.118-04:00

I have had a big surge of business in the past few weeks as people rush to try to close on a home before DPA goes away on October 1st. That has been great (for me) but not-so-great for the many buyers out there who could really benefit from a DPA program, particularly first time buyers. I am happy to report that it looks like their may be a ressurection of some sort of DPA in the near future!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-57871521446249333682008-09-19T10:05:00.003-04:002008-09-19T10:17:30.057-04:00

I sold this great house in 42 days and for 101% of the asking price!!!!!How did I do it? Great staging and excellent, premium marketing. I actually had another agent take the time to let me know that, after 30+ years in the business, he thought my marketing for this home was by far the best he had ever seen. That meant a lot to me and reaffirmed my own belief in my marketing system. Of course

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-9020082186398298322008-08-19T14:52:00.003-04:002008-08-19T14:56:02.852-04:00

OPEN HOUSE THIS SUNDAY, 8/24 FROM 1-4!!!!This beautiful, well maintained newer construction is located in the desirable Avensong neighborhood. This 3 bedroom, 2.5 bath house boasts fresh paint, designer fixtures, and tons of storage! The fabulous open floor plan is ideal for entertaining, and soaring cathedral ceilings with tons of natural light make this an airy, open home. With the two car

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-18457253298077192932008-08-12T11:49:00.003-04:002008-08-12T12:01:21.597-04:00

The recently passed Housing and Economic Recovery Act of 2008 provides a $7,500 tax credit for qualified first-time home buyers. Here is some helpful information on the tax credit:First-Time Home Buyer Tax Credit at a Glance:The tax credit is available for first-time home buyers only. The maximum credit amount is $7,500. The credit is available for homes purchased on or after April 9, 2008 and

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-23103751065208116222008-07-28T16:46:00.001-04:002008-07-28T16:51:51.972-04:00

By John Adams, AJC Contributor Published on: 07/27/08This summer is a tough time to sell your home. But it's important to recognize that some homes are, in fact, selling. The National Association of Realtors is estimating that more than 5 million homes will change hands this year, and yours can be one of them.One of the ways to make your home more appealing is to dress it up a little bit. Last

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-3720211504837134872008-07-28T16:40:00.002-04:002008-07-28T16:44:06.261-04:00

-- Washington Post Washington Post, By Dina El BoghdadyJuly 22, 2008Mortgage programs that helped nearly 79,000 people buy homes using government-insured loans last year would be eliminated as part of a broader housing package that Congress expects to pass this week, key lawmakers said. Under these programs, nonprofit groups provide buyers with money for down payments. Home sellers then reimburse

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-30137387545645769142008-07-27T16:52:00.001-04:002008-07-28T17:02:51.444-04:00

By John Adams,Published on: 07/20/08 Last week we talked about the three reasons a house won't sell. They are condition, marketing and pricing. This week we look more closely at the importance of your home's condition.Begin by looking at things from the buyer's perspective. Many buyers today believe that prices are falling and that interest rates are likely to decline. And because they are in no

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-26060371514723658582008-07-26T16:55:00.000-04:002008-07-28T16:59:42.473-04:00

By John AdamsPublished on: 07/13/08 If you've been trying to sell your house, you already know this is one of the most challenging markets we have seen in years.First, you are fighting a serious excess inventory of new homes. Builders simply overbuilt, and we are many months away from a complete absorption of those homes. In addition, many builders have expensive construction loans and are highly

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-90761610743505556082008-06-18T17:01:00.002-04:002008-06-18T17:11:01.806-04:00

Below are two very interesting articles predicting in years to come McMansion suburbs becoming low-income, tenement-type communities. Very interesting and supports my longtime belief that the multitude of suburban, cul-de-sac neighborhoods that have surrounded Atlanta in the last 20 years are NOT a smart investment. (also supports my opinion of new construction, but that’s a different debate)http

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-59185314332146870122008-05-27T21:26:00.005-04:002008-05-27T21:43:16.570-04:00

From the day I listed it to the day we had it under binding contract, this townhome was on the market for less than 35 days!!!!!! This just goes to show that with an experienced and hardworking agent, today's "down market" is not a hinderance! How did I do it? Here are just a few of the services I provide that made the difference:Carefully stage the property with an eye to detail in order to

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-71926371602946469862008-05-09T10:55:00.001-04:002008-05-09T11:00:28.202-04:00

Realty Times feature article by Blanche EvansWhy buy a house now? You've been getting bad information. Here's why. The financial press is worried that they might have gone too far - paralyzing the nation into recession by piling on housing. So they're finally beginning to question the indexes where they get their data, and whether the news is really as bad as it seems. Slowly but surely,

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-80675298662340537492008-05-09T10:06:00.003-04:002008-05-09T10:26:35.755-04:00

The below information was provided by the Atlanta Development Authority:After decades of dwindling numbers, Atlanta has shown an increase in population in recent years. The most current IRS migration data (2005) show that, from 2000 to 2005, Atlanta's 20-county metro area had a net gain of about 270,000 residents. During that period, more than 33,000 people moved from out of state into Fulton

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-70838779241382700842008-05-01T09:59:00.005-04:002008-05-09T10:30:43.686-04:00

Urban Collage: Small firm, giant imprintCompany founded by Tech alums has shaped metro Atlanta's growthBy PAUL DONSKYThe Atlanta Journal-ConstitutionPublished on: 05/01/08You've likely never heard of Urban Collage, but you're probably familiar with many of the projects the urban planning firm has worked on. The Beltline. The redevelopment of Atlanta's public housing projects. Midtown Atlanta's

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-80317061396941657772008-04-17T22:57:00.010-04:002008-04-24T12:21:59.004-04:00

This beautifully renovated townhome boasts 3 spacious bedrooms and 2.5 updated baths. Located in the heart of Sandy Springs just steps from great shopping and restaurants! The desirable Townhomes of Sandy Springs is a quiet gated community which boasts a fabulous pool, recently updated fitness center, ample secured parking, and one of the best school districts around. Hurry, this one won't last

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-61444938696135506122008-04-16T15:50:00.006-04:002008-04-16T16:10:58.045-04:00

Since I happen to be in the midst of a short sale right now, I thought I would comment on what can often be a complicated & frustrating process.....but one that can also be incredibly rewarding to the savvy buyer in the end.A short sale is when a homeowner can no longer afford their mortgage and in order to avoid being foreclosed on, they negotiate with their lender to take a discounted payoff

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-62290592570854229242008-04-08T22:19:00.003-04:002008-04-16T16:49:15.055-04:00

ATLANTA – Atlanta City Councilmember Carla Smith will host the city’s annual Electronic Waste Recycling Day on Saturday, April 26 from 9:00 a.m. – 1:00 p.m. at Turner Field’s GOLD Lot of Turner Field. Residents are encouraged to bring their old computers and household electronics to this Earth Day event. An astounding 75,583 of electronic items were collected in 2007 – the largest amount ever

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-69270644135536337902008-04-08T21:39:00.002-04:002008-04-08T21:45:05.153-04:00

Since it is that time of year, I thought I would address a common question I get: What exactly are the tax benefits of owning your own home?The tax deductions you’re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of homeownership. Here’s how it works. Assume a loan of $150,000 for 30 years, at 7 percent, using year-five interest:$9,877 = Mortgage

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-20257692204406577032008-04-03T11:51:00.003-04:002008-04-03T12:01:12.896-04:00

Just thought I would share a funny story that happened last fall......We were having an inspection done on a house we had under contract and the listing agent met us out there to let us into the house. This agent is about 75 years old, is wearing a brown polyester suit, and has a serious comb-over with the few gray hairs he has left on his head. As he goes to leave, he turns to my client and

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-55876164976259577942008-03-31T21:23:00.003-04:002008-03-31T21:46:29.235-04:00

It’s Tax Season…As we all struggle to pull together the previous year’s financial records, often we find ourselves wondering “How much of this stuff do I really need to hold on to?” This easy reference guide will help you decide what to keep, and what to toss!PERMANENT PERSONAL RECORDS You should keep the following documents INDEFINITELY (forever!): income tax returns income tax payment checks

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-66970660757767510862008-03-24T20:55:00.003-04:002008-03-24T21:02:55.034-04:00

If you're selling a house in today's sluggish economy, make sure the price is right.Americans are constantly buying stuff. But most of us don't do a whole lot of selling -- which means we don't have much experience at setting prices.Want to improve your odds of finding a buyer? As you try to unload your home, consider these four pricing tricks.Looking slim. We all know that $1.99 is barely less

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-11948471672852401302008-03-24T20:20:00.002-04:002008-03-24T20:39:39.686-04:00

By Jeff Bater From The Wall Street Journal OnlineWASHINGTON, March 24, 2008 - Sales of existing homes increased in February and remain within a fairly stable range, according to the National Association of Realtors®.Existing-home sales – including single-family, townhomes, condominiums and co-ops – rose 2.9 percent to a seasonally adjusted annual rate (1) of 5.03 million units in February from a

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-16408670508443501602008-03-20T14:12:00.005-04:002008-03-20T14:17:46.873-04:00

Be on the lookout for the first part of my Happy Clients series, with stories about previous clients I have helped, testamonials, and pictures!

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-34682365741855863822008-03-18T22:54:00.003-04:002008-03-20T12:20:55.215-04:00

See original article on www.freddiemac.comHow lenders assess mortgage applications has changed a lot in the last 20 years. What closed the door to homeownership then may not be a factor today.The following are some common homeownership myths:Myth: You need great credit to become a homeowner.Fact: You may still be able to buy a home and you have less-than-perfect credit. And remember, you can

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-90995085335941263572008-03-18T22:42:00.002-04:002008-03-20T12:22:00.050-04:00

By Jennifer Saranow From The Wall Street Journal OnlineSome home renovation jobs are a lot harder than they look. Here are five standard DIY projects that inexperienced renovators routinely mess up, and some tips from the pros.The Job: LAYING BRICK PATHSThe Pitfalls: If the foundation under your pavers isn't hard and level, within six months and after enough rain, your path may look more like an

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-53673012345311131652008-03-18T22:31:00.005-04:002008-03-20T12:23:14.691-04:00

Bankrate's Steve McLinden predicts that home values will stabilize again.For sellers whose circumstances demand that they sell in today's soft market, he offers several tips, including:Realize that your house is worth only "what someone is willing to pay" and price accordingly. Throw in incentives like a free flat-screen TV, or offer financial assistance like helping the buyer secure financing or

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-12989764182711960902008-03-07T12:05:00.003-05:002008-03-20T12:24:32.423-04:00

Major tax relief for city of Atlanta residents?Legislature could triple homestead exemptionBy D.L. BENNETTThe Atlanta Journal-ConstitutionPublished on: 03/06/08Substantial property tax relief may be coming for many Atlantans who own and live in their homes.Atlanta members of the Georgia House of Representatives agreed Tuesday to support a bill that would more than triple the homestead exemption

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0tag:blogger.com,1999:blog-3565400685477730776.post-65462942108027280452008-03-03T19:16:00.004-05:002008-03-20T14:15:01.947-04:00

To my pleasant surprise, at our annual awards banquet last week my colleague Andrew and I won an award for being the #1 Sales Team in 2007. Very exciting!!!!! We even got a trophy. =)

Alix, Omar, and EJhttp://www.blogger.com/profile/03561263184197056116noreply@blogger.com0